IPH Technologies
Software & App Development company
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FINANCIAL APPLICATION DEVELOPMENT

Let’s create your ideal financial app! Do you need a bespoke accounting system? We can manage everything from cash and assets to liabilities. Whether you need payment processing, a trading platform, or detailed financial analysis, we have got you covered. Our team combines leading-edge technology with serious industry expertise to build secure, scalable, and innovative financial software that increases efficiency and user experience.

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Our Custom FinTach Software development Services

Reinvent your financial processes with our tailor-made software solutions. We will create systems to automate your processes, enhance decision-making, and maintain regulatory compliance. With the latest technologies and user-friendly interfaces, we’ll deliver the security and scalability your business needs. With our end-to-end support, you can be sure of a worthy experience from initial development to final deployment.

Financial Software Development


Need to overhaul your financial processes? We’ll develop bespoke financial software to automate processes, facilitate informed decision-making, and ensure compliance. Our methodology harnesses technology and intuitive interfaces to deliver security and scalability. We’ll assist you from development to implementation.

Mobile Banking Software Development


Bank like never before with our personalized mobile banking software development solutions. We will develop robust, intuitive mobile applications that provide your customers convenient access to their accounts, up-to-date transactions, and superior features from their mobile phones.

Wealth Management Software Development


Uplift your wealth management business using our software. We’ll shape solutions to meet the demands of advisers and customers. Our software provides tools for wealth management, client relationships (CRM), and financial reports, all within a protected, easy-to-use environment.

Accounting Management Software Development


We will develop accounting management software to assist companies in dealing with their financial transactions, monitoring income and expenditures, preparing financial reports, and maintaining compliance with the standards of accounting.

Digital Wallet Development


We will create digital wallet applications where consumers can store and manage digital representations of their physical wallets, such as payment modes, loyalty cards, and identification documents. These applications will be built for convenience and security, enabling a smooth mobile payment experience.

Mobile Payment App Development


Digital wallet development focuses on creating secure, user-friendly, and innovative software applications that enable users to store, manage, and access digital versions of traditional wallets, including various payment methods, loyalty cards, identification documents, cryptocurrency assets, and transaction history tracking.

Global Reach and Impressive Results Delivered

We develop high-performance, custom-built websites with the latest technologies. Our mission? To produce smooth user experiences, increase engagement, and drive tangible business growth—wherever you are on the planet.

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Acquired Clients

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Developing Bespoke Fintech Apps to Industry Standards

We don’t merely develop fintech apps at IPH Technologies—we design safe, scalable, and fully compliant fintech applications that suit your business requirements. Our technical proficiency guarantees that your FinTech app is compliant with all the regulations while providing an outstanding user experience.

Comprehending Industry Standards


Developing a solid fintech app requires adherence to stringent industry standards such as GDPR, PSD2, PCI-DSS, AML, and KYC. Compliance isn’t optional—it’s critical to legal security and customer confidence. We embed security features, including encryption, secure coding, and multi-layer authentication, to protect sensitive financial information.

Selecting the Proper Technology Stack


A great fintech app begins with a solid technology stack. We take advantage of new frameworks and cloud technologies to build your app that is scalable, high-performing, and maintainable. On top of this, we natively integrate third-party services such as payment gateways, fraud detection, and banking APIs, all while supporting excellent security and compliance.

Design and Prototyping


Our UI/UX specialists craft clean, user-friendly interfaces that maximize accessibility & engagement. We begin with interactive prototypes, making it easy for stakeholders to envision functionality & contribute feedback. By doing so through an iterative process, the finished product is elegant, user-vetted, & optimised for frictionless experiences.

Development


We are committed to a collaborative process. We begin by gathering requirements, engagingstakeholders, & defining the necessary features & functionalities. We make certain that each facet of your app is aligned with your business objectives & what users expect.

Security and Compliance


Security is our priority in development. We use top-notch authentication, authorization controls, and real- time threat detection to identify and thwart attacks. Constant updates and security scans keep your app compliant with changing regulations.

Meet Industry standards

Building Tailored FinTech Application Solutions: Ensuring Full Industry Compliance

We deliver custom FinTech applications built to meet your business needs and comply with all relevant regulations, including PCI-DSS, GDPR, and PSD2. Our secure, scalable, and innovative solutions ensure seamless integration, helping you stay competitive in the fast-evolving financial industry.

Payment Gateways

We design safe online payment processing platforms, making your customers transactions easy and hassle-free.

Fraud Detection Tools

Our sophisticated fraud detection features enable the identification and blocking of fraudulent behaviour, keeping your business and customers secure.

Banking APIs

We create strong banking APIs to provide seamless financial data and services access, optimising your business operations.

KYC/AML Solutions

Our customized KYC (Know Your Customer) and AML (Anti-Money Laundering) solutions assist in authenticating user identities and assist you in complying with all the regulatory needs.

Crypto Wallets & Exchanges

We design secure crypto wallets and exchange platforms for digital currency storage and transactions with security features.

Investment Platform

We develop investment platforms that enable users to invest in different financial instruments, ranging from stocks to mutual funds and more.

Accounting Software

Our bespoke accounting solutions assist companies in handling financial records, transactions, and reporting efficiently.

Mobile Wallets

We create mobile financial solutions that allow users to send, receive, and make payments from their mobile phones.

We Evaluate Your Mobile App With Cutting Edge Technology

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Take the Next Step Towards Your FinTech Success!

Ready to build an innovative financial application that meets your business needs? Our team of FinTech experts is here to assist you every step of the way.

Custom FinTech Solutions We Develop

We develop bespoke financial solutions that enhance user engagement, security, and compliance across industries.

Banking App Development


We develop safe and user-friendly banking apps that enable customers to operate accounts, send money, and monitor costs without any hassles.

Payment Gateway Integration


Our developers integrate secure payment gateways to support compliant transactions for merchants and customers globally.

Cryptocurrency Solutions


We build DeFi apps, cryptocurrency wallets, and blockchain platforms that improve transparency, security, and automation.

Investment Management Platforms


We design and develop platforms that provide real-time market data, portfolio tracking, and automated advisory for users and institutions.

InsurTech Solutions


We create virtual insurance platforms to streamline underwriting, claims, and policy management, reducing friction and costs.

Fintech App Development

Awarded for Innovation in FinTech

Honored for groundbreaking FinTech solutions and industry-leading innovation globally

Transform Your FinTech Product with Our Expertise & Proven Approach

Maximise business value from your FinTech product with solutions that we build to order. We don’t provide off-the-shelf software—our professionals design and develop from scratch to fit your vision, promoting innovation, scalability, and competitive advantage.

User-Centric Design


We build user-friendly and captivating interfaces that improve user experience and achieve increased adoption rates.

Custom-Built Solutions


Each FinTech solution is different, and we customize development to suit your objectives so it integrates with your business requirements.

Agile Development for Quicker Results


We utilise agile approaches, enabling iterative refinements, swift changes, enhanced flexibility, and a quicker go-to-market.

Bank-Grade Security & Compliance


We apply advanced security features to safeguard sensitive financial information and achieve complete compliance with regulatory requirements.

Scalable & Future-Proof Architecture


Our solutions scale with your business, efficiently accommodating growing users, transactions, evolving demands, and market expansions seamlessly.

End-to-End Testing for Reliability


We thoroughly test for performance, security, reliability, scalability, compatibility, efficiency, and usability, ensuring your product is launch-ready.

Market-Driven Strategy


Our strategy is supported by extensive market research & user analytics, ensuring your product meets industry trends & user expectations.

Continuous Support & Optimisation


We offer continuous maintenance, upgrades, and performance improvements to keep your product ahead of the market.

Voices of Success: Hear from Our Happy Clients

We’re proud to play a part in our clients’ achievements. Discover how our trusted services have turned their visions into reality, straight from those who’ve experienced the difference.

The client, based in Brisbane, specializes in mobile and web development for businesses. They focus on value-added apps and work with companies across various industries. To enhance their offerings, they outsource mobile application development to Indian firms, leveraging external expertise. This approach enables them to deliver innovative and tailored solutions, showcasing their adaptability and commitment to meeting diverse business needs.

Tam Ho, Owner at 7DC Interactive

“We’ve worked with this team for a year and are launching soon! They’re knowledgeable, transparent, and great to collaborate with. Project management is excellent. Highly recommend!”

Lou Carpenter, Product Strategy at Digital Karma, LLC

Exceptional service, a great team. They developed the iOS version for Reckoon and did a super job. Suggestions improved the app and customer experience. I’m ready to hire them again for the hybrid app.

Priya Vrat Misra, Founder at reckoon

Great Android and iOS developers. Thanks very much and I will always offer my projects to you. Stay Blessed

Léa Moreau

I’ve worked with the IPHS team for over a year. They are skilled, adaptable, and professional, consistently delivering quality results despite changes. Highly recommended, especially with clear specs. Looking forward to future collaborations.

Roy, Founder at TaskTime

IPH Technologies has a skilled and friendly team that delivers cost-effective solutions on tight timelines. They are responsive, solve issues quickly, and have valuable experience with Apple app submissions. Highly recommended!

Mathew Ho, Founder & Director at FlagCart

FinTech App Development Cost Estimation Guide

Learn the most important factors that affect the cost of developing a high-performing FinTech app.

Well-defined project requirements prevent scope creep and surprise expenses.

We collaborate with you to establish clear goals, ensuring a seamless development process without unnecessary costs.

The correct technology stack accelerates development and reduces costs.

Using the optimal tools and frameworks guarantees efficient coding, scalability, and cost savings.

Utilising pre-existing building blocks and third-party services reduces custom development expense.

Using the optimal tools and frameworks guarantees efficient coding, scalability, and cost savings.

Agile development refines your app one step at a time, avoiding rework expenses.

An iterative development process allows us to test, adjust, and refine features during development.

Cross-platform technologies such as React Native and Flutter enable us to build for iOS and Android at the same time, reducing expenses.

This translates into quicker time to market without replicating development work.

Frequently Asked Question

Don’t worry if you’re not a tech expert; that’s what we’re here for! We’ll do all the hard work so you can focus on your vision.

What financial software can you develop?

We develop a broad spectrum of FinTech products, such as mobile banking applications, wealth management software, accounting and financial management software, digital wallets, payment gateways, investment and trading platforms, cryptocurrency exchanges, and InsurTech solutions. Our solutions are secure, scalable, and completely compliant with industry regulations.

How do you guarantee the security and compliance of FinTech applications?
Security is our priority. We use strong authentication and authorisation processes, encryption standards, fraud detection processes, and live threat monitoring. We guarantee compliance with GDPR, PSD2,
PCI-DSS, AML, and KYC regulations, safeguarding your business and user information from potential threats.
How much time does it take to build a personalised FinTech app?
The development time varies according to the complexity and features needed for the app. A basic financial app usually takes 3-6 months, whereas an elaborate platform with sophisticated features like AI-based analytics or integration with blockchain technology would take 6-12 months or more. We use agile development, so there can be iterative improvements for faster rollout.
How much time does it take to build a personalised FinTech app?
The development time varies according to the complexity and features needed for the app. A basic financial app usually takes 3-6 months, whereas an elaborate platform with sophisticated features like AI-based analytics or integration with blockchain technology would take 6-12 months or more. We use agile development, so there can be iterative improvements for faster rollout.
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